Apple Watch Series 6 40Mm Gps Cellular

Measure your blood oxygen level with a revolutionary new sensor and app. See your fitness metrics at a glance with the enhanced Always-On Retina display. With Apple Watch Series 6 on your wrist, a healthier, more active, more connected life is within reach. A breath of fresh innovation-Your blood oxygen level is a key indicator of your overall wellness. It can help you understand how well your body is absorbing oxygen, and the amount of oxygen delivered to your body. The remarkable new sensor and app in Apple Watch Series 6 allow you to take on-demand readings of your blood oxygen as well as background readings, day and night.

New insights.The new blood oxygen sensor is made up of four LED clusters and four photodiodes. Incorporated into the completely redesigned back crystal, this new sensor works in concert with the Blood Oxygen app to determine your blood oxygen level. Green, red and infrared LEDs shine light onto the blood vessels in your wrist, and photodiodes measure the amount of light reflected back.

Advanced algorithms then calculate the colour of your blood, which indicates the amount of oxygen present.On your wrist. Your finger can tell you a lot about your heart. Electrodes built into the Digital Crown and the back crystal work together with the ECG app to read your heart's electrical signals. Simply touch the Digital Crown to generate an ECG waveform in just 30 seconds. The ECG app can indicate whether your heart rhythm shows signs of atrial fibrillation — a serious form of irregular heart rhythm — or sinus rhythm, which means your heart is beating in a normal pattern.

SleepA better day begins with a better night. Getting the right amount of sleep is important for good health. The new Sleep app helps you establish a regular bedtime routine and keep track of your sleep trends night after night. So you can set and achieve your personal sleep goals. When it comes to staying fit, knowledge is power. Get inspiration to keep moving and track your workout metrics more precisely than ever — in the water, at the gym or out on the road.

The Always-On Retina display is now significantly brighter outdoors when your wrist is down. So you can see all the information on your watch face more easily than ever — without having to raise your wrist to wake your watch. Swipe down for Notification Centre, swipe up for Control Centre or tap complications in the wrist-down state. No need to wake your watch for simple interactions when you're in a meeting or otherwise occupied. Whether it's time for an upgrade or you're just jumping on board the fitness-tracking train, the Apple Watch Series 6 is a breath of fresh innovation. View your fitness metrics at a glance on the enhanced Always-On Retina display or measure your blood oxygen level with the revolutionary new sensor and app.

Apple Watch Series 6 lets you measure your blood oxygen level with a revolutionary new sensor and app. See your fitness metrics on the enhanced Always-On Retina display, now 2.5x brighter outdoors when your wrist is down. Set a bedtime routine and track your sleep. And with cellular service, you can go without your phone. It's the ultimate device for a healthier, more active, more connected life.

And with cellular service, you can go without your phone.² It's the ultimate device for a healthier, more active and more connected life. And with cellular service, you can go without your phone.3 It's the ultimate device for a healthier, more active, more connected life. And with cellular service, you can go without your phone.³ It's the ultimate device for a healthier, more active, more connected life.

The Series 6 has all the excellent health, safety, and lifestyle features of its predecessor. The watch's Move, Exercise, and Stand rings are a personal favorite, as they help motivate me to stay active on a regular basis and cheer me on when I do. And reply to calls and messages right from your wrist. ³Wireless service plan required for cellular service. Contact your service provider for more details. Connection may vary based on network availability.

Check apple.com/watch/cellular for participating wireless carriers and eligibility. See support.apple.com/en-us/HT for additional setup instructions. Wireless service plan required for cellular service.

Check apple.com/il/watch/cellular for participating wireless carriers and eligibility. See support.apple.com/en-il/HT for additional setup instructions. Apple Watch Series 6 requires an iPhone 6s or later with iOS 14 or later. 3Wireless service plan required for cellular service. It lacks an always-on display and some of the Series 6's more advanced health features, however, including the ability to take an ECG and measure the oxygen saturation of your blood.

It's a strong alternative to the Series 6 if you don't mind a less health-focused experience. ⁶Not all features will be available if the Apple Watch is set up through Family Setup. 6Not all features will be available if the Apple Watch is set up through Family Setup. The Apple Watch has been our longstanding Editors' Choice for its excellent performance, unparalleled app selection, and ample health and fitness tracking features. Check apple.com/uk/watch/cellular for participating network providers and eligibility. See support.apple.com/en-gb/HT for additional setup instructions.

7 Family Setup requires Apple Watch Series 4 with cellular or later. Not all features will be available if the Apple Watch is set up through Family Setup. A wireless service plan is required for cellular service. Check apple.com/uk/watch/cellular for participating service providers and eligibility. When you get Apple Watch Series 6 online, you also get the awesome looking smart watch. It also support International emergency calling, Emergency SOS, and fall detection.

It is equipped with S6 SiP with 64-bit dual-core processor; W3 wireless chip; U1 chip . Offers with Digital Crown with haptic feedback. It comes with Blood oxygen sensor; electrical heart sensor and second-generation optical heart sensor. Has 50 percent louder speaker, built-in mic. 2 Wireless service plan required for cellular service. Apple Watch Series 6 is the most advanced Apple Watch ever, with breakthrough health technologies to help you live better and even more features to keep you active, healthy, and connected.

With a new Blood Oxygen app1 that measures the oxygen in your blood, you can get greater insight into your wellness anytime, anywhere, directly from your wrist. Meet your sleep goals with sleep tracking. Stay connected to your loved ones by pairing an Apple Watch for a family member to your iPhone with Family Setup. Take your activity to new heights with the always-on altimeter and expanded workout types.

And with cellular,2 you can call, text, or stream music from anywhere—all with just your watch. With these powerful features and more, Apple Watch Series 6 is there for you like never before. The S7 SiP with 64-bit dual-core processor is up to 20% faster than the S5 in Apple Watch SE.11 The always-on altimeter detects your elevation in real time. Apple is late to the game with sleep tracking capabilities, as most smartwatches and fitness trackers already offer this feature, and Apple's version is still pretty basic.

After you wear the Apple Watch to bed, the Health app on your iPhone shows when you fell asleep, woke up, and your total time in bed and asleep for the night. It also shows a graph of your heart rate, with your maximum and minimum recorded beats per minute. It charts your sleep for the week and month, and shows your average time in bed and average time asleep. Buy the Apple Watch Series 6 which is the GPS plus cellular model. It comes with high and low heart rate notifications, irregular heart rhythm notification, and ECG app. Use Apple Watch Series 6 which comes with GPS/GNSS, compass, and always-on altimeter features.

It comes with Always-On Retina LTPO OLED display, 1000 nits. It has Ion-X glass display on aluminum cases; sapphire crystal display on stainless steel and titanium cases. It comes with the aluminum case that is lightweight and made from 100 percent recycled aerospace-grade alloy.

The Sport Band is made from a durable yet surprisingly soft high-performance fluoroelastomer, with an innovative pin-and-tuck closure. 6 To use SOS or Emergency Calling, your iPhone needs to be nearby. If your iPhone isn't nearby, your Apple Watch needs to be connected to a known Wi-Fi network and you must set up Wi-Fi Calling. On Apple Watch Series 6 (GPS + Cellular), you can also use a cellular connection. The international emergency calling feature requires an Apple Watch Series 5 with cellular or later. For a list of supported countries and regions, see /watchos/feature-availability.

Another notable addition to watchOS 7 is Family Setup, a feature that lets you use your own iPhone to set up an Apple Watch for your child or another family member. Parents can use Family Setup to approve the contacts with whom their child can communicate. The service also offers automatic location notifications, so you can, for instance, receive an alert when your child gets home from school. The user you're setting it up for will have their own account and phone number through a separate cellular plan . The Apple Watch is here to ensure that your important medical data is measured and recorded.

Your blood oxygen level is measured via a sensor and an app. Your ECG can be taken wherever you are as long as the watch is on your wrist. With the Always-On Retina Display, the Apple Watch ensures that you get to read your fitness metrics with a glance. The Apple Watch is your fitness companion as it will motivate you to lead a healthier, fitter, and more active lifestyle. It also ensures that you lead a connected life. This isn't such a novel feature, as several other fitness trackers and smartwatches can measure your SpO2 level, including the Garmin Vivoactive 4, Samsung Galaxy Watch3, and Fitbit Sense.

The Fitbit Sense, however, only measures your blood oxygen saturation level automatically when you wear it to bed, and you need a specific clock face enabled for it to work. Series 7 has the most advanced health and wellness features ever in an Apple Watch. You can measure your blood oxygen levels,2 take an ECG from your wrist,3 be alerted if it detects unusually high or low heart rates or an irregular rhythm,3 and even measure your current heart rate. WatchOS 7 also features several new watch faces. According to Apple, the Series 6 offers the same 18-hour battery life as the Series 5, but drains less battery when streaming music and tracking certain workouts like indoor and outdoor runs.

In testing, the watch surprisingly beat Apple's estimate. After wearing it for a full 24 hours, it still had 14 percent battery left. During that time, I had the always-on display mode enabled and used the watch to track a 37-minute run with GPS.

I also had Do Not Disturb on most of the time, so I wasn't getting notifications, which could have extended battery life. After nearly 25.5 hours, I got a notification that the battery was down to 10 percent, so I finally put it on the charger. Apple Watch Series 6 is ahead of its time with a revolutionary app and sensor capable of measuring your blood oxygen. Get an electro at any time and have your activity data at hand thanks to the always-on Retina display.

This watch will help you lead a healthy, active life and connected with everything that matters to you. As fitness trackers continue to attract attention, smartwatch makers are getting in on the action by integrating activity-monitoring functions. Some smartwatches depend on your smartphone for activity tracking, but most at least have a built-in pedometer for tracking steps. Pick a smartwatch with heart rate sensor if you are a fitness buff. Because most smartwatches are designed to serve as companions to your smartphone, device- compatibility is very important. For instance, Samsung's Tizen-powered Gear S3 works with multiple Android handsets, but not iPhones.

Android Wear watches — available from Samsung, LG, Huawei and others — work with Android 4.3 and higher smartphones. Google makes it easy to check whether your smartphone is compatible by going to g.co/WearCheck from your smartphone browser. Some Android Wear watches will work with the iPhone, but many features (such as adding apps and connecting the watch directly to Wi-Fi) aren't available when linked to iOS devices. Ensure that the smartwatch you purchase will work with your smartphone.

From big names such as Apple and Samsung to traditional watchmakers, dozens of companies are creating smartwatches to deliver notifications, apps and more to your wrist. Although features and designs vary, the main appeal of a smartwatch is that it can save you time. Whether you want to quickly check incoming messages or control your music, you'll be able to glance down at your wrist instead of having to whip out and unlock your phone. Some smartwatches even work independently of a phone, but most are designed as companion devices. It easily outperforms Google Wear OS-based watches like the Moto 360, and offers a much more fully realized smartwatch experience than Fitbit's more health-centric models.

If you already own a Series 5, the Series 6 is really only worth the upgrade if you absolutely must have the always-on altimeter or SpO2 readings. Since the Apple Watch made its debut five years ago, one of its primary functions has been to help you monitor your health. The Series 6 further impresses thanks to a faster processor, a brighter always-on display, and an improved altimeter that can track your elevation changes in real time. The Series 6 uses similar technology as a pulse oximeter—the device they clip onto your finger at the doctor's office—to measure your blood oxygen saturation. Its SpO2 sensor shines red and infrared light through your skin, onto the blood vessels of your wrist, and measures the color of your blood, which indicates the amount of oxygen present.

Bright red blood is more saturated, and dark red blood is less so. Changes in your body or elevation can impact your blood oxygen level. If you have a cellular model, it then goes into the cellular setup process. With this feature, you can make and receive calls and access apps using cellular data when your Apple Watch isn't connected to your iPhone. When you click Set Up Cellular, it brings up a new page that lets you sign in with your cell phone carrier and add the Apple Watch to your plan .

Next, it goes over watch faces, noting that you can change them later in the app or on the watch itself. VersatilityIndicates features that increase a smartwatch's utility or capabilities. These include how many sensors it has, if it has cellular connectivity, can you make and receive calls at-wrist, does it have inactivity alerts, GPS tracking, and other useful features. Indicates features that increase a smartwatch's utility or capabilities.

If you want to keep better tabs on your health, a growing number of smartwatches have built-in fitness features, such as a pedometer or heart rate monitor. The line between fitness trackers and smartwatches is definitely blurring. See your fitness metrics on the enhanced Always-On Retina... This device utilizes new eSIM technology so there no need for a physical SIM card. Client's self-activate the eSIM using the Apple iWatch Application. Sales Consultants do not provide or activate a physical SIM Card or Smartwatch.

How To Read An Anthem Insurance Card

Anthem BCBS insurance plans offer substance abuse and mental health coverage benefits. The level of coverage is dependent on your specific insurance plan.8 Anthem blue cross alcohol treatment and drug rehab coverage varies by state, policy, member, and provider. Many services are approved if they are medically necessary; therefore, alcohol, benzodiazepines, and opioid detox are often covered. Sharp Health Plan continues to be recognized in California and nationally for their high-quality care and service. They are the highest member-rated health plan in California, and they also hold the highest member ratings for health care, personal doctor and specialist among reporting California health plans.

As part of Sharp HealthCare's integrated delivery system, Sharp Health Plan directly connects members to an expansive network of nationally recognized doctors, elite-rated medical groups and hospitals. Who we areAnthem, Inc. is one of the largest health benefits companies in the United States. With local service and the value of the Blue Cross brand, we have been committed to ensuring our members have access to affordable health benefits for over 80 years. Your Anthem insurance coverage for drug rehab treatment varies depending on your plan level and the type of service you receive. Plans typically cover outpatient services, including office visits for substance use issues. A coinsurance cost would apply if you use an in-network provider.

In most cases, you would not be covered if you select an out-of-network provider. A copay and coinsurance cost would apply for each admission. Like outpatient services, if it's out-of-network, it is not covered.

A Preferred Provider Organization plan from Anthem still utilizes a primary care physician for check-ups but plan members are free to seek additional care including specialist visits at their own will. You can even receive care outside of the Anthem network and often still receive at least partial coverage, though you will typically pay lower out-of-pocket costs by visiting in-network doctors and providers. WHA offers affordable, quality health care to its neighbors in Marin, Napa, Sacramento, Solano, Sonoma, Yolo and parts of Colusa, El Dorado, Humboldt, and Placer counties. If you do not see your coverage amounts and co-pays on your health insurance card, call your insurance company . Ask what your coverage amounts and co-pays are, and find out if you have different amounts and co-pays for different doctors and other health care providers.

This is usually the amount of your co-payment, or "co-pay." A co-pay is a set amount you pay for a certain type of care or medicine. Some health insurance plans do not have co-pays, but many do. If you see several dollar amounts, they might be for different types of care, such as office visits, specialty care, urgent care, and emergency room care. If you see 2 different amounts, you might have different co-pays for doctors in your insurance company's network and outside the network. Anthem's PPO plans, called Anthem MediBlue PPO, offer more flexibility in accessing providers than the HMO plans.

Though PPO members still choose a PCP, you don't need to go through your PCP to get a referral to a different doctor or specialist. Members can see doctors outside the Anthem network on the PPO plan, though you may pay more. For 2021, Anthem offers 1,214 local PPO plans with prescription drug coverage and 233 without. Members will be able to choose from a package of nine benefits, which may include benefits such as dental, vision, and hearing flex card; healthy food; and in-home support.

These services aim to address drivers of health, such as food insecurity, home safety, and social isolation. However, not all small, independent pharmacies have the correct computer system to validate your transaction, in which case you'll need to pay for the prescription using another form of payment. Renown Health is a locally governed and locally owned, not-for-profit integrated healthcare network serving Nevada, Lake Tahoe and northeast California. Renown is one of the region's largest employers with a workforce of more than 7,000. Renown Health's commitment has extended beyond traditional health care to include community health and well-being. For more information, visit and follow Dr. Tony Slonim on Twitter @RenownCEOTonyMD.

Anthem is a well-established provider of healthcare coverage that offers benefits not only in specific states, but access to a nationwide network of BCBS providers. They offer various plans and levels of coverage through employers, Medicaid, Medicare, and for current or retired federal employees. Checking your benefits can be done easily by contacting the company by telephone or through the member login website. While Anthem does offer coverage for addiction treatment, it's best to confirm what your benefits will cover so that you can focus on your recovery. American Addiction Centers is in-network with many insurance companies, including Anthem at some of our facilities.

Depending on the type of coverage you have and which state you live in, your addiction treatment could be covered. Even Medicare health plans with a national presence can vary locally in their cost, quality, and customer satisfaction. We included the National Association of Insurance Commissioners' complaint index and AM Best's financial stability ratings. We also considered information from the companies on their programs and strategies. UnitedHealthcare Signature1 - The Signature plan includes our full network of contracted providers.

With this HMO plan, members simply choose a primary care physician from our full network of contracted providers to coordinate all their medical care. They can then visit their PCP for routine checkups, and when they need to see a specialist, their PCP provides a referral. Members are charged only a copayment for each doctor's visit. UnitedHealthcare of California is committed to providing quality coverage and affordable benefits to help keep you and your family healthy. Our plans offer more than just doctor visits; preventive care services are also provided for every member of the family. It's best not to put off seeking help for a substance use disorder.

Finding the proper treatment is simple with an Anthem insurance plan, and you can begin your journey to recovery using Anthem's addiction rehab treatment coverage. Reach out for assistance by checking your Anthem health insurance mental health and substance abuse coverage. You have options with Anthem health insurance, and your well-being is worth it. Health coverage through Anthem offers access to an extensive network of providers for all your medical, prescription drug and mental health care needs.

You might see another list with 2 different percent amounts. The "coverage amount" tells you how much of your treatment costs the insurance company will pay. This information might be on the front of your insurance card. It is usually listed by percent, such as 10 percent, 25 percent, or 50 percent. For example, if you see 4 different percent amounts, they could be for office visits, specialty care, urgent care, and emergency room care. Anthem's Medicare Advantage HMO is called Anthem MediBlue HMO. Members need to choose a primary care provider who provides most of their care and serves as a gatekeeper to specialists.

These plans typically have lower monthly premiums than PPOs. In 2021, Anthem offers 1,829 HMO plans with prescription drug coverage and 84 plans without. For Medicare beneficiaries looking to get a little more from their coverage, a Medicare Advantage plan can offer just that. Our Signature plan offers access to a full network of contracted providers with more than 62,590 physicians and health care professionals, and 273 hospitals. The Advantage, Alliance and Harmony plans offer the same level of benefit coverage as our Signature plan but has a narrower network of contracted providers.

You can find listings for physicians and hospitals in our provider directories. With Sutter Health Plus, members gain access to an integrated network of high-quality healthcare providers, including many of Sutter Health's hospitals, doctors and healthcare services. There are also 12-step programs, such as Alcoholics Anonymous and Narcotics Anonymous , which anyone can attend.

How To Find Policy Number On Anthem Card You pay 20% of the cost for all specialist office visits after you meet the annual deductible. Your specialist may charge you up to the full amount of your deductible at the time of service, and you may need to file a claim to get reimbursed. You can visit any provider or specialist of your choice without preauthorization from your primary care doctor. Anthem offers HMO and PPO plans—with and without prescription drug coverage—and two types of Special Needs Plans.

These all-in-one plans typically also include extra benefits such as fitness, dental, vision, and hearing aid benefits. Anthem offers a wide range of plan options and covers a fairly wide geography with extra benefits and competitive customer service options. These plans earn average quality ratings from CMS, with a few standouts. Anthem plans aren't rated by NCQA, one of the main health insurance accrediting bodies, so it is hard to compare them to other national competitors.

Your level of Anthem Blue Cross drug rehab coverage depends on your plan, and your plan may authorize only a specific amount of time in treatment, so it is important to check with Anthem to see what is covered. Checking your benefits through the member services website or calling the number on the back of your insurance card are the best ways to find out what services will be covered. With a mix of benefits that deliver patient-centered care, health and wellness programs and award-winning customer service, UnitedHealthcare is a smart choice for your family's health care coverage needs. The MetLife DHMO plans provide access to a large network of dental providers throughout California. Preventive dental care is an important part of overall health and MetLife is committed to ensuring that its members receive a high level of dental care. As part of this commitment, all Quality Management Activities are designed to meet or exceed NCQA standards.

These standards are applied to plan design, through the credentialing of network providers, member services standards and on-going peer review and facility audits. Health Net Decision Power Healthy Discounts is not intended as a benefit program purchased from Health Net. The Decision Power Healthy Discounts program is made available to specified Health Net members free of charge. Decision Power Healthy Discounts programs offer discounts on products/reduced-fee services. However, the products and services available from Decision Power Healthy Discounts are not part of your medical benefits plan, but are part of Health Net's Wellness Program available to its members.

Decision Power Healthy Discounts providers are independent businesses. Services and/or supplies must be purchased directly from a Decision Power Healthy Discounts provider. If you get your insurance through your employer or buy it on your own, we now support telehealth visits for these plans. You can now have virtual visits with providers in our networks who offer this service to help you manage your health without leaving your home.

You may wish to verify your insurance benefits with the facility before seeking rehab to ensure that your insurance is accepted for addiction treatment coverage. You can also call the number on the back of your insurance card to find out where you can go to find treatment for a substance use disorder. Sometimes, traveling to another location might be the best decision to get the Anthem drug rehab care you need. If you use an in-network provider, you don't need to file a claim — your doctor will file one with Anthem. Anthem will then pay your doctor amounts it covers under the Health Account Plan and send you an Explanation of Benefits . Anthem offers more Medicare plans than many competitors, from comprehensive Medicare Advantage plans to supplemental dental and vision coverage.

Anthem plans don't stand out for quality in CMS Star Ratings, and they aren't rated by NCQA—one of the main accrediting bodies for health plans. Anthem offers support for caregivers who may be caring for an Anthem Medicare member. Caregivers can create a caregiver account to access information about the member's doctors and hospitals, medications, claims, and bills. Anthem's Health Maintenance Organization plan utilizes a primary care physician to coordinate your care within the Anthem network of health care providers and make referrals to specialists. Anthem HMO premiums and deductibles can be as low as $0 per month.

Anthony Slonim, MD, D.Ph., FACHE, President and CEO of Renown Health stated, "We appreciate the collaborative approach of both teams to reach resolution. As this community's only not-for-profit healthcare organization, our mission is to make a genuine difference in the health and well-being of the community. Anthem insurance will typically pay for individual therapy costs for substance use disorders and other mental health conditions. Option 1 is the Traditional PPO and option 2, the High Deductible Health Plan with a Health Savings Account.

When you go to an appointment with your health care provider, they will ask you for your insurance information. If you use an out-of-network provider, you may need to pay your doctor up front and then file a claim with Anthem. Anthem will then pay your doctor amounts it covers under the HAP and send you an EOB. Once you receive your EOB from Anthem, you can use your HealthEquity | WageWorks health care card to pay your doctor the amount you owe him or her, as long as you have enough in your Health Account or Health Care FSA. If you elected the Health Care Flexible Spending Account , the money in your FSA will be used first to reimburse you for any out-of-pocket health care expenses—since the FSA has a "use-it or lose-it" rule. HealthEquity | WageWorks administers your FSA and will automatically debit your FSA first to pay for any out-of-pocket medical expenses.

If you don't have enough in your FSA to cover the expenses, HealthEquity | WageWorks will then debit your Health Account. To find out if a provider is "in network" contact your insurance company. The back or bottom of your health insurance card usually has contact information for the insurance company, such as a phone number, address, and website. This information is important when you need to check your benefits or get other information. For example, you might need to call to check your benefits for a certain treatment, send a letter to your insurance company, or find information on the website. Many Anthem plans include dental and vision benefits, but Anthem also offers supplemental dental insurance and supplemental vision coverage in some states.

You can combine these supplements with some Anthem Medicare Advantage or Medicare Supplement Insurance plans, and some of these supplemental plans bundle both dental and vision together. The information here is provided to help explain some of the basics of public and private benefits. Anthem's mental health benefits often extend to cover many forms of behavioral therapy and mental health treatment, including substance abuse treatment.

Since Anthem is part of BCBS, the coverage options are broken down similarly, although certain plans and tiers vary based on state. As an independent licensee of the Blue Cross and Blue Shield Association, Anthem provides coverage in 14 states, although members are also able to take advantage of BCBS providers outside of their home state. Since plans and coverage can vary based on state, it is strongly suggested that you check with your plan to determine coverage details that may be specific to your state. We also support medical innovation and promote whole-person health to suit the various needs of the communities we serve. WHA offers affordable coverage to employer groups, individuals and families, and Medicare retirees for every stage of life.

We are here to help you stay healthy and facilitate the care you need when you need it. It's best to check your health care options before using the emergency room . Plus, when you visit in-network providers, you may pay less for care. With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We'll be able to tell you if your policy is in-network at an American Addiction Centers location. A PPO plan allows you to choose your care inside or outside of a provider network.

If you decide to use out-of-network providers and facilities, you have to pay extra. The use of in-network providers will be covered by your insurance. With a PPO plan, you don't need a referral to visit a doctor.

An HMO plan enables you to receive services from Anthem's network of doctors. You also may need to choose a primary care physician from the HMO network with certain plans. This physician provides general care and if you need a specialist, they will give you a referral. This account is for eligible health care expenses—medical, dental, vision, mental health and substance abuse expenses the IRS considers eligible for reimbursement.

At an in-network Express Scripts pharmacy, the pharmacist can tell you exactly how much you owe for a particular drug. You can use your HealthEquity | WageWorks health care card to pay for prescriptions and some over-the-counter health care supplies. If you don't have enough in your Health Account (and Health Care Flexible Spending Account , if you've elected it), you'll need to pay out-of-pocket. Your health insurance company might pay for some or all the cost of prescription medicines. If so, you might see an Rx symbol on your health insurance card. But not all cards have this symbol, even if your health insurance pays for prescriptions.